At this season last meeting, the members of the AmCham Finance Committee discussed the Intervention Development Act, as well as the challenges faced by the non-banking consumer credit sector.

In the discussion on the Intervention Development Act, members focused on the key tax measures — a flat 15% tax on rental income, the introduction of a development cap on social security contributions, the regulation of the status of flat-rate sole proprietors and micro sole proprietors, the reduction of the VAT rate to 5% for 15 food items, and the option to receive a full pension while remaining in employment. The Committee welcomes the introduction of the development cap but continues to advocate for setting the threshold at 2.5 times the average salary (approximately EUR 6,500). This would also cover professions that drive development — engineers, scientists, professors — and help prevent the outflow of key experts abroad.

In the second part of the meeting, representatives of the company Leanpay presented the challenges of consumer credit, in particular the need to equalize the operating conditions of licensed non-bank credit providers with those of banks in the provisions of the proposed new Consumer Credit Act (ZPotK-3), without lowering the level of consumer protection.

The Finance Committee will continue to actively monitor tax and financial policies and strive for dialogue with decision-makers to shape a more competitive and predictable business environment in Slovenia.